Latest update 10.15.4 seems to have helped slightly. I'm getting less restarts it seems. Haven't noticed any "xyz needs permission" popups anymore so at least that's something.
Only major annoyance right now is that my laptop is mostly docked and on some mornings it won't wake up no matter how hard I mash on the external keyboard or mouse. I need to remove the laptop from the dock, open it and press the power button. In majority of those cases I am again greeted by the notorious "restarted due to a problem" message, but the "doesn't wake up" thing seems to be a separate issue and the update may not be the safest also as outlined here -> https://www.tomsguide.com/news/nasty-macos-flaw-is-bricking-macbooks-dont-install-this-update
If anyone is wondering - I'm not using any fancy docking stations, it's just a thunderbolt to 2x hdmi adapter + a basic usb-c to usb-a adapter for the peripherals. The restarts are also happening without any accessories connected, just my desk setup isn't the greatest right now, so getting the laptop out from the jumble of wires and opening it to turn it on is a slight pain
@dbgfede hope the reinstall works for you, but from what I've seen in other threads it seems to be a 50/50 shot, so I'll just bite the bullet and keep hoping for some update from Apple. It hasn't impacted my work and I haven't lost any files (yet) so right now this whole thing is just a slight annoyance/ritual each time I open the laptop.