That's not quite correct. As I wrote earlier, i do have NO exchange accounts, also NO mail account using IMAP (good old pop/smtp instead)
What i DO have in common with all the other on here is: the problems started the very moment I had updated to Mac OS Catalina: accountsd process going berzerk as soon as I opened Apple Mail.
Deleting a folder in Application Suport, having the system replace it an d putting it back again surprisingly fixed the problem, but only for about a week, when everything was back to NEW-normal :/
My internet connection is via DSL cable so I cannot comment on whether the issue might be WiFi-related
The only fix, that I had shared here earlier, that worked for me so far is setting mail checks on 'manually'.
I'm not a tech guy, but isn't that already narrowing it down so precicely that the problem shouldn't be that hard to identify??
The moment that Apple Mail sends our accounts data, stored in systems settings & key chain, to remote mailservers in order to identify our acccouns there, somehow is so challenging for our new operating syste that all of a sudden that nasty 'accountsd' process bloats up to 400% (me for instance) – 600% (as I have read from others!). Apple programmers to the rescue PLEASE, we've supplied enough info I guess to get started solving this case
P.S.: why, by the way, has this thread/question/Problem/issue been marked "SOLVED"?