payment issues

I have been unable to resubscribe on my Apple ID because my payment method on file is being declined. I have changed methods, removed and replaced cards, done all I know to do..... At first, it will go through and my card will be debited, then the transaction will be reversed and my payment method declined. These are cards I have used on Apple ID for over a year, and suddenly my subscriptions can’t be renewed!

What could be the problem here?