Can you make an Apple Card payment without using iPhone Wallet?

I do not work for Apple. I volunteer my time to answer questions about Apple technical issues. Who are you to decide what answers are helpful and not helpful? Which one of my answers do you feel is not appropriate? I fully answered the original questions asked (my first answer) and I do not answer "what if " questions because you can "what if"all day long and get no where. Calling Goldman Sachs will get them even more information than I can provide here (my second answer). If you use the search bar. Anyone with access to the internet can go to Apple.com>select iPhone>select Apple Card>tap how it works and learn a lot of things. They can also do a search the website (Save time by searching the website first - Apple Community) or go to this page where I consolidated all of the Apple Card information - Steps to take for applying to Apple Card - Apple Community

Some personal advice - you need to be nice to people you do not know instead if what you are doing now.

I too called the number for Goldman-Sachs. The person there was very helpful and knowledgeable. I felt that the person extended themselves very much for me to help resolve my issues.

That being said the direction provided by Apple seems flawed. Here are the instructions on how to get into the account on your iPhone:

1. Open the Wallet app on your iPhone and tap Apple Card.
2. Then tap the more button .
3. Tap Card Information.
4. Authenticate with Face ID, Touch ID, or passcode.

The first item there is the issue. When I go to my Wallet there are 3 things showing regarding the Apple Card:

The word Wallet on top left

A white plus sign in a black circle on the top right

An Apple logo with Pay Cash in a black band about 1/2 inch tall under both of the above items

Then there is an image of presumably an Apple Card

That is it. There is no black circle with the 3 white dots.

Tapping the card image once does nothing at all, Tapping the card image twice fast, nothing, trying to scroll up while tapping Nothing. The kind person at Sachs had no idea what was going wrong.

So I explored. I tapped twice rapidly and tried to scroll up at the same time NO JOY.

I accidentally tapped one more time and darned if the account information didn't come up. So I quit out of the app, and reentered into the Wallet. I experimented with different tap sequences and found the magic tap dance sequence required for entry.

It is a double tap with a fairly short delay between taps but not just tap tap, more like tap (count to 1) tap. Now I can open the Card info every time.

Not knowing what to expect, and not using my iPhone as an extension of myself as so many of us do, I had to stumble on this process. It's not in the instructions. This is a small thing except when you really aren't sure of how to progress.

I don't know if you are an Apple Employee or just some individual off the street, but this kind of an answer is just not helpful.

If this is the first time you have used this service, a person may not have a clue as to just what the heck to do. I sure don't. I'm not even sure how I got to here rather than an answer or direction how to get to the information needed to clarify my growing confusion.

Apple has this relatively new service that so far is not demonstrating how easy it is to use. How do you see your bills? How do you see your balance? How do you use something other than a darn phone to work with the system? Where do I go to review my statements? If I failed to set up a payment when first asked, how do I get to go through the system again to resolve and or pay any balance that is currently due?

So far I am not very happy with the Apple Card. But that certainly doesn't mean that I don't want to become familiar with the process and pay my account timely.

[Edited by Moderator]

You can only pay thought the phone. You are not at any risk for fraud by adding your information to your device.

I do not chase hypothetical situations. If you are that concerned you need to cancel your Apple Card by calling Goldman Sachs at 1-877-255-5923.