Credit Card not required for App Downloads
You can check what the outstanding bill or App Store purchase is that has an outstanding balance by doing the following:
- Open the “Settings” app in iOS, then go to ‘iTunes & App Store’ and then select your Apple ID
- Choose “View Apple ID” to access the Account Settings page
- In the Account Settings section, go to “Purchase History” and scroll through the list to find any item with an outstanding balance – this is what must be paid before you can change your payment information
- Update your payment information as detailed below to stop the “Verification Required” error message on the iPhone or iPad
- In the Account Settings section, tap on “Payment Information”
- Under ‘Payment Method’, choose “None” – or, alternatively, update the payment method *
- Tap on “Done” when finished adjusting your settings
- Exit Settings, and return to the App Store of iOS where you are now able to freely download, install, and update apps without seeing any “Verification Required” message