Cannot reset Screen Time Passcode
I'm attempting to back-up my iPhone 7 onto my MacBook Pro (via Finder, I'm on Catalina), however it's asking for an encryption password (which I've never setup before). I've tried going onto my phone to rest the password (Settings > General > Reset > Reset All Settings) but cannot remember my Screen Time Passcode, which is one of the prompts that comes up when trying to do this reset. When I try to reset the passcode (using my Apple ID) nothing happens, it just keeps adding more failed attempts at the passcode... any thoughts? A few notes: I am absolutely using the correct Apple ID, and I have tried to force restart the device (that didn't change anything). I would like to avoid backing-up to iCloud (I know that's Apple's #1 reco, but I don't want to pay for monthly storage - I want a physical backup on my laptop).
iPhone 7, iOS 13