Hi Andy, I can see you might be concerned, however nothing about the battery health numbers you quote should concern you. It is not a linear process, it is an estimate and all phones behave differently.
It's like the Health app - I see people saying "my wife and went on the same journey and it gives us different distances". Yes it would do that, being based on how it jiggles in your pockets. Battery Health is an estimate looking at the voltage compared with what it thinks the new voltage should be.
My own iPhone was purchased 25th March and is now on 97%, my other phone purchased 21 month ago is on 85% and I am happy that is normal.
Battery drain however will depend on many things. The apps you have, the settings and most of all if you have a large iCloud Photo Library. If you do, you should expect a large drain for a few days while thousands of photos get synchronised and in many cases re-analysed for faces, objects and all sorts of stuff Apple think you need.
Me, I use USB and a Mac for my photos and will never change.
iPhone Battery and Performance