You don't want to be using the whole headrooom on each track when you're tracking. Peaks at -12 when you're tracking are more than enough.
Gain staging is really important in multitrack recording because all of those tracks you are recording will be summed into 2 tracks, your stereo outs. Another word for summed is added, so you very quickly get a build up. You'd only need 2 tracks taking up all the headroom and you'd need to pull the faders down a lot so that the stereo outs didn't clip.
When you're tracking and mixing don't worry about overall volume of your song. Leave that to a separate process. Concentrate on getting good recordings down with plenty of headroom and your mixes will start to sound a whole lot better.
As Erik says, a clipped waveform is hard to recover even with the brilliant Izotope tools but it's really easy to not clip the mic-pre in the first place.
Do an experiment. Record 8 tracks of audio, anything you like, with peaks (when recording) hitting -18. Leave all faders at 0 and see how hard that hits your stereo bus. You'll be surprised how hard it hits but also how good it sounds.