Hi Jeff,
Thank you for your reply, I appreciate your time and expertise.
This has not solved my problem. My desktop, nor my home folder (little house icon) still is not showing up in the locations options. I have found a work-around to find the home folder from the Macintosh HD option. My home folder is located in the users folder, and when clicking on the home folder I find the desktop. It's not an ideal situation. Do you have any other suggestions on how to get my desktop to show under "locations" when saving or opening a file from an application?
This issue seems to be happening in any application that I've been using. I have also re-started, shutdown, etc. my computer several times. I went to the finder per your link above, but the link does not address the desktop situation.
Please help.