Good morning Old Toad. I have reviewed your suggestions and found the following:
I am using Mac OS Catalina and Photos 5.0. This is a new Mac Mini computer purchased in July last year.
Re your question about 'Managed Library', on checking I found that the item you circled in red was NOT ticked and as well neither was the Metadata ticked, and I have now ticked them both and did a restart of the computer.
iCloud Photos is NOT ticked but I do have the My Photo Stream ticked. Shared Albums is not ticked.
I exported an image from one of the problem albums to the desktop with no issue - a large 1.5 meg that seems just fine.
Unfortunately I still have the problem!! However, I did find that not all the albums have this issue - good news is that the few pictures I have taken in 2021 seem o.k. but since I haven't been anywhere I don't have many pictures! It seems that mainly the problem occurred when I changed over to the new computer. This was quite a challenge for me as normally when switching to a new computer (this is the third mac mini we have) Apple transfers all my data over for me and I just take it home. But because of Covid they weren't able to do this for me. So I obviously did something that is not working properly in my settings. I have been able though to keep the previous mac mini up and running and available to me using the screen sharing feature and so I can go back and create a slideshow etc. on it and export it. This seems to work o.k. but is time consuming and cumbersome. However, I think future albums should work fine from now on with the settings you have suggested, but any other suggestions you have would be most appreciated. My 80 year old brain is being quite challenged!!!
Thank you for your help!!
Gayleen