iPhone 13 Pro camera not focusing on subject but on background

I’m noticing that when I touch the screen to get it to focus on a certain point it will adjust focus and I can see it get that point in focus, but then it will settle in/lock onto a different spot in the frame - meaning the point I touched is blurry… I can fill +75% of the screen with the subject or the depth/distance I want in focus, and it will still settle to focus on a small section away from the center of the screen… Distance from subject, .5/1/3 lens, hand held, setting the camera down/tripod, and nothing effects where it ends up focusing…

Someone mentioned turning off the lens correction but I haven’t seen a difference after doing that… No screen protector, Apple case, no magnets, updated and battery fully charged… I’m comparing photos of the same plant, taken in the same location, various lighting conditions (pot lights, halogen, incandescent, a mix), and nothing seems to effect the focusing…

Comparing the iPhone 13 Pro photos to my iPhone 8 and while the iPhone 8 doesn’t produce as crisp an image (comparing in focus to in focus), it focused on what I wanted it to and did so quickly… The length of time it takes the 13 Pro to focus is long enough that it’s noticeable and effects me being able to take pictures as I go about my day… I can’t just point, touch focus, and click… I need to stop, try and get it to focus, and find a way to keep the camera still - handholding it just adds more time to how long it takes to focus…

I can’t believe it’s this bad and I am sure I’m doing something wrong or missing a trick… It’s been a week and I didn’t expect this much of a learning curve… I’m not excited about the learning curve I’m going to go through when I start playing with Portrait, Cinema, video, etc LOL I’ve watched a bunch of videos and don’t see others having this same issue… Is anyone else experiencing this, or does anyone have an idea about what might be causing the problem? Fingers crossed it’s just user error…