mbfloagent wants to make changes

Well, for sure it is a Launch Agent but just what it is specifically associated with is a question.

Quick search renders ancient ASC Forum about related Photos and the suggestion was to the Restart the computer

https://discussions.apple.com/thread/7331341

And another excellent from Log Time Contributor @ léonie - will need to modify to included the specific process name - https://discussions.apple.com/thread/251105747

Running Montery 12.1 ( at the moment ) on M1 Mac Mini and do not see anything related to the " mbfloagent ".

Can one open Activity Monitor >> View >> View ALL processes and refer to picture to Inspect the process. What sort of information appears.

Welcome and Thank you too.

Do come back to the ASC Forums, in the future, if / or when additional question may arise

More so like this once Inspect Process has been open. Picture is example only