To all: I just got off the phone with a senior advisor who "took control" of my case. The case was "escalated" to the engineering techs. their advice had three options for the time being and they are as follows:
1) keep the settings on you camera app. to "most compatible"
2) pay for more storage in I cloud and use it.
3) keep up-to-date with the updates.
I was told that the first 2 will solve the problem as for number 3 ..... the problem is being looked at and the proper fix may be in one of the updates.
I get tired of Apple putting out all these new updates with all these "new" features that you may or may not use.... and not fixing the ones they already have. I wish they would just make a REALLY stable IOS and then add on ONLY and I mean ONLY if that new feature or IOS update will NOT create any new issues........They are suppose to be smart phones! Only as smart as you program them.