There is a notification badge on the “setting” icon.
That is not a scam.
iCloud storage tries to sell you an iCloud storage upgrade.
Looks like it's a warning that your iCloud storage is 'almost' full.
See the following Apple articles:
Check your iCloud storage online or on any device
Check your iCloud storage online or on any device – Apple Support (UK)
Manage your iCloud storage
Manage your iCloud storage - Apple Support
Check -> Go to -> Settings -> your name -> iCloud -> if you see 50 GB (or 200 GB ot 2 TB) then you have an iCloud subscription.
If you have an iCloud subscription, you will receive a monthly bill from Apple, check your e-mail box.
You pay monthly for iCloud storage.