Apple Card Unavailable

When I try to add Apple Card shared from family account I get the message “Apple Pay services are unavailable. Please try again later”. I’ve gotten the same message for the last 5 days. I have restarted my phone, signed in and out of iCloud, and have the latest iOS. How can I fix this?

iPhone 12 Pro

Posted on Jul 11, 2022 4:49 PM

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Question marked as Top-ranking reply

Posted on Jul 12, 2022 3:51 AM

There can be multiple causes and solutions for this issue. In no particular order I’ve listed some of the common solutions,


1) Log out of your Apple ID and then log back into your account


2) Turn off you VPN


3) Try using a different connection, if on Wi-Fi use cellular network or vice versa


4) Change your Region on your iPhone to another region then change the region back to US.


Change your Apple ID country or region - Apple Support


5) Update your birthdate on Apple ID


Update the birth date associated with your Apple ID - Apple Support


6) Do a forced restart of your iPhone


Force restart iPhone - Apple Support


7) Update your iOS on iPhone to latest version


Update iOS on iPhone - Apple Support


8) Reset you network settings on your iPhone


Reset your Network Settings. If you're using iOS or iPadOS 15 or later, tap Settings > General > Transfer or Reset [Device] > Reset > Reset Network Settings. If you're using iOS or iPadOS 14 or earlier, tap Settings > General > Reset > Reset Network Settings.


Force restarting you iPhone after completing many of the steps above may help.


If you’re still have issues adding your card after the above, please post a reply.


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29 replies

Jul 12, 2022 3:01 PM in response to Lucas Wilson

A quick update: Just now I've also tried your step (1) ("Log out of your Apple ID and then log back into your account"), but no luck. Though, I only logged out one of the Apple devices because for now I might not want to log out all of my Apple devices (iPhone/iPad/Mac) and risk having all of cards removed.


Another observation is that I could see a "pending" invitation from my devices as well as my wife's devices. But it is un-clickable in the sense that when I clicked these pending invitation, the devices did not respond anything.

Jul 12, 2022 7:15 PM in response to Jeff Donald

Thanks again. Unfortunately, after removing the "closed" Apple Card on the co-owner's every device, the pending invitation is still there, and we're still unable to re-add the Apple Card to the co-owner's device. It seems that the merge of two accounts has already happened (suggested by the combined credit line, and the fact that the physical card works), but the virtual card or the Wallet.app on the co-owner's Apple devices get stuck.


The problem is, although we could use the physical card for the moment, almost all the essential and convenient functions are supposed to be operated through the Wallet.app, so it caused quite some troubles to us.


Anything else that you might suggest we could try?

Jul 14, 2022 9:59 AM in response to Jeff Donald

  • To your question "Are you logged out of your Apple ID on all other devices?" --- Yes for my wife's devices. I've logged out my wife's devices yesterday, but today I've logged them back in. I didn't log out my own devices.
  • To your question "How did you get an invitation? Did you invite each other?" --- No, I invited my wife but not the other way around. When I said "invitation" on my iPhone, I meant the invitation I sent to my wife, which could be found on my Wallet.app and click the "3 dots" at the upper right corner.

Jul 14, 2022 10:48 AM in response to Jeff Donald

I believe that the original post was by katelynlindberg, and it was only me who added to this same thread --- I think at this point I've tried all potential solutions so I would leave this thread back to katelynlindberg.


One last thing: I could re-try your suggestion of logging out all devices and see if I could delete the invitation. Just want to quickly double check:

  1. Should we log out my wife's devices, or my own devices, or both?
  2. You said "only one device can be logged in", did you mean that after logging out of all devices, I should just log-in one device (say, the iPhone), then try to delete the invitation?

Jul 14, 2022 9:54 AM in response to Jeff Donald

Normally this is usually the case, but in my case it didn't respond at all no matter how I swipe left, swipe right, click, or press&hold it, etc.

****

Update: Those operations above were on my wife (co-owner)'s iPhone. On my own iPhone, there is also a pending invitation. Swiping also didn't work, and when I clicked into it, it showed the following screen where there is also no button for me to click. It seems to me that the process was stuck on the Apple devices of mine and of my wife's.


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Apple Card Unavailable

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