Can Update any apps..

Hi, Apple/Readers… I have recently ran into a problem that never occurred before. I had opened one of my apps and it told me that I had to update it, it took me to the App Store. And I clicked the icon “Update” hit a screen popped up and it said “There is a billing problem with a previous purchase” I’ve never had this pop up before. I entered my Apple ID password and it told me to add a card. I did, then it said the card failed. I kept doing it over and over, ETC… and same thing. I searched up many ways to fix this and nothing worked please help. (I haven’t bought anything from the Apple store btw, but I have done an in-app purchase??) -Lizzy