That's what happened. So to summarize the solution to the Problem,
In the APPLE INTERNET ACCOUNTS PREFERENCE PANEL, I deleted '-' the original YAHOO ACCOUNT as displayed. I then utilized the '+' to add a new YAHOO ACCOUNT. I used the YAHOO 3rd PARTY PASSWORD as the PSWRD during the initialization process.
I did not get a 'FAILED to AUTHENICATE' Msg. And then APPLE MAIL proceeded to download all of YAHOO MAIL BOX.
Please Note that when You DELETE '-' the YAHOO ACCOUNT in the APPLE INTERNET ACCOUNTS PREFERENCE PANEL. It will delete the APPLE INTERNET ACCOUNT 'YAHOO'. So, I'd recommend having a MAIL BACKUP in case there was a problem recreating the YAHOO/APPLE MAIL ACCOUNT when restablishing APPLE MAIL. In my particular case, YAHOO downloaded 35K/11 YRS of E📩MAIL. It took around 4 hrs on my MAC MINI running CATALINA.
Hope this information is useful to someone.
But YAHOO/APPLE MAIL was again functional.