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Someone added my credit card to their iPhone wallet, how do I prevent that?

Fraud detection alert informed me of a large purchase made a few hours after going through a drive thru, the only time my credit card has been used where it physically left my hand. The store with the fraudulent purchase was literally across the street from the restaurant. Credit card fraud staff were able to see it was used via Apple/iPhone wallet. This means someone scanned my card and added to their wallet in seconds. What can I do to prevent this from happening? I had not added the card to my Apple wallet, if I had would that have thrown a flag to Apple when added to a different iCloud/Apple account? What does Apple do to verify a card belongs with the wallet added?

Posted on May 25, 2023 12:26 PM

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Posted on Jan 11, 2024 1:22 PM

This exact thing happened to me today, hence why I’m on this forum trying to figure out how this happened. I got a call from AMEX asking about “a purchase I just tried to make at a duty free store using my Apple Wallet in Dublin Ireland.” So my question is exactly the same as yours “how was someone able to put my card in their Apple Wallet?” I am in possession of my card. How did they get all of my information. I don’t even know how to now keep myself safe because I don’t know how they got the information. AMEX suggested “maybe my Apple Wallet was hacked or maybe my iPhone was hacked” is that even possible??? It was strange when I checked my Apple Wallet to see if any purchases were made I noticed that my AMEX card had a little sentence under the card that said “this card cannot be used” how and when did that happen? Who do I contact to see when my AMEX card was disabled (not removed, just disabled) from my Apple Wallet? What’s strange is when I installed my credit cards I had to contact the bank, but yet some random just was able to load my card without having to contact my bank?🤦🏻‍♀️

62 replies

Jul 13, 2024 1:54 PM in response to McCallSL

I seem to have the same problem. Two cards that are in my wallet had fraudulent charges (one card had one, the other card had three) on the same day and all for the same amount, allegedly paid for with an Apple wallet. The card with 3 charges was in a safe in my house and is only used for a few recurring charges. Seems to me like the bad guys may have had a little jump in their technology enabling them to skin from a wallet. I don’t see another explanation, but I’m not an expert. Amex made me call Apple to see if they could tell whose wallet the charges came from (or at least if they could confirm it wasn’t mine) but Apple said they don’t have that capability.

Someone added my credit card to their iPhone wallet, how do I prevent that?

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