Apple does not currently support Nikon Z8 NEF files. That may change in the future, but in the meanwhile one solution for Apple Photos / iCloud Photos users is the RAW Power app. RAW Power primarily uses Apple Photos / iCloud Photos as its digital asset manager ("DAM"), meaning that when you use RAW Power you see the same photos you have in Apple Photos / iCloud Photos (including on mac, iPhone and iPad) and can non-destructively edit them through RAW Power, which then syncs the edited versions back to Apple Photos / iCloud Photos. The editing options are far more extensive than Apple Photos and share a bit in common with Apple's long-gone pro-grade photography app, Aperture (which maybe isn't surprising, given the main developer of RAW Power used to lead the Aperture team at Apple).
RAW Power includes 'Extended RAW' support for multiple cameras that are not supported by Apple. The latest of these is Nikon Z8 Lossless Compressed. Note that, as of today, support does not yet cover the Nikon Z8 compressed High Efficiency (HE) and High Efficiency* (HE*) formats.
[Edited by Moderator]