why did I pay the expenses on the card, but it does not open money for me to use?

why did I pay the expenses on the card, but it does not open money for me to use? On my Apple Pay card

Posted on Jul 5, 2023 5:32 AM

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Question marked as Top-ranking reply

Posted on Jul 5, 2023 12:59 PM

Apple Card is a credit card. When you charge purchases to a credit card you’re borrowing money. When you borrow money from a bank or a person you owe them the money you borrowed. If you do not pay them back by the end of the month you must pay interest. Interest is a type of fee you’ll pay for borrowing money if the money is not paid back.


Apple Card is not a debit card or prepaid debit card. It’s a credit card to borrow money. The money you borrow must be paid back.


The money you put on a debit card is yours and does not get paid back.


If you do not pay back your borrowed money, the bank will close your account but you still owe the money to the bank.


What did you do and what are you wanting to happen?

5 replies
Question marked as Top-ranking reply

Jul 5, 2023 12:59 PM in response to ILLIA105

Apple Card is a credit card. When you charge purchases to a credit card you’re borrowing money. When you borrow money from a bank or a person you owe them the money you borrowed. If you do not pay them back by the end of the month you must pay interest. Interest is a type of fee you’ll pay for borrowing money if the money is not paid back.


Apple Card is not a debit card or prepaid debit card. It’s a credit card to borrow money. The money you borrow must be paid back.


The money you put on a debit card is yours and does not get paid back.


If you do not pay back your borrowed money, the bank will close your account but you still owe the money to the bank.


What did you do and what are you wanting to happen?

Jul 5, 2023 11:06 PM in response to ILLIA105

Sorry, not being able to read your native language makes it difficult to understand how to answer you questions. Please contact Goldman Sachs Bank for help from one of their Apple Card Specialists.


CONTACTING — Goldman Sachs Bank 



  • Call toll-free at 877-255-5923; or


  • Write to: Goldman Sachs Bank, Lockbox 6112, P.O. Box 7247, Philadelphia, PA 19170-6112.


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why did I pay the expenses on the card, but it does not open money for me to use?

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