Question about AppleCare+ and Mac Pros

If something does go wrong with your computer after the warranty period, what will you do? Warranties are an exercise in playing the odds. The manufacturer is betting that few enough devices will go wrong in one year that they will still make a profit even if they cover those repairs. But, they are also assuming that those odds would shift against them after a year. So, if Apple assumes that it's not worth the risk to cover repairs after a year, are you willing to? Only you know what your risk tolerance and ability to pay for repairs or a replacement should something happen after a year if you don't have Apple Care. Are you saving up money for your next replacement? Will you be able to afford any needed repairs? It sounds as if the computer is pretty important to your daily life.The fact that you don't move the MBP around lessens the risk of damage, though it does not eliminate it (cats, spilled beverages, accidentally closing something under the screen, etc). But, it has little effect on simple hardware failure.

And no, an MBP is not "bombproof" even in the figurative sense.

you must sign up to AppleCare Plus within 60 days of receipt, or the Option is no longer offered.

It covers all major components, with modest deductibles. (example: run over by a truck: typical deductible US$299)

see if this article helps:

AppleCare Products - Mac - Apple

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if you choose NOT to purchase the AppleCare PLUS package, you are choosing to pay for any failures in your equipment after the warranty period yourself, out of pocket.

Some users may have huge losses, others may have none. That is called the 'insurance effect'.

It is easier to see when your entire life savings is invested in your home. If your home burns down without fire insurance, you have lost a lifetime of earnings. The effect is the same, only the scale of the losses is different.

Insurance spreads the impact of large losses over a larger group, and protects you against individual losses you can not bear alone.

KainsTorment wrote:

That’s the thing though I’m not talking about a MacBook Pro,

Apologies for misreading. But, except for shutting something in the computer, it all still applies. Grant seems to have given you the necessary information about AppleCare+.

Again, it's all about your risk tolerance and whether or not you want to spread the potential repair costs over years (AppleCare+) or whether you can handle paying for a large repair/replacement all at once in the event something happens. Maybe nothing will and you'll feel as if you "wasted" the money on Apple Care. I've been feeling that way about car insurance for almost fifty years. Or, something unfortunate will happen and Apple Care will cover it and you'll be really happy you had it.

As long as you understand how and why it works, you can make an informed decision for your particular circumstances.