After update, Apple Pay says my card is expiring, but it is not

Why did the new update make Apple think my Apple Pay acct think my card is expired ? It won’t expire for two years, and now I can’t use Apple Pay for anything.

iPhone 7, iOS 14

Posted on Dec 29, 2023 4:10 AM

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Posted on Jan 4, 2024 5:23 PM

The problem is Apple Pay/Wallet lost the last 2-digits of our expiration dates. It’s only reading the “20xx” and lost the last 2-digits.


Unfortunately this iOS will not let you edit the card info, EVEN if your card number has not changed (like if you got the new one in mail with simply a new exp date!!!).


SOOOOO, you have to DELETE the card then add it back in using the “MM/YYYY” format and it then works!

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After update, Apple Pay says my card is expiring, but it is not

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