I just did a return/refund at a retail store and the original purchase was made from my phone using Apple Pay with my unique digital card number. When will the refund be put back on the debit card that was used?
iPhone X, iOS 14
That’s up to the merchant and the time frame within they process the refund and what ACH transfer method they choose. Transfers generally don’t move during weekends and holidays. The other factor is how fast the bank (card issuer) credits your account.
Apple Pay only transmits the encrypted data related to refund/return. Apple is only involved in the process for a few seconds while data is transmitted.
That’s up to the merchant and the time frame within they process the refund and what ACH transfer method they choose. Transfers generally don’t move during weekends and holidays. The other factor is how fast the bank (card issuer) credits your account.
Apple Pay only transmits the encrypted data related to refund/return. Apple is only involved in the process for a few seconds while data is transmitted.
How does Apple Pay refund process work?
