Purchasing a New MacBook Pro

You can use credit with most credit cards but you will pay interest on the unpaid balance each month (and credit card interest rates are quite high).

If you get an Apple Card and be sure to specify Monthly Intstallements when making the purchase, you can make the payments over 12 months without interest.

See: Apple Card - Apple

and

Products you can buy from Apple with Apple Card Monthly Installments - Apple Support

and

How to apply for Apple Card - Apple Support

When purchasing a new MacBook Pro and considering monthly payments, Apple offers a financing option called Apple Card Monthly Installments (ACMI). This option is available when you check out with an Apple Card. It provides low monthly payments and is interest-free. You get 3% Daily Cash back on your purchase, and the process includes applying for an Apple Card through the Wallet app on your iPhone. This option is subject to credit approval and credit limit. Additionally, the financing terms can vary by product, and the last month's payment will be the product's purchase price minus the other payments at the monthly payment amount. For more details on this financing option, you can visit https://www.apple.com/apple-card/monthly-installments/.

EdTommy128 wrote:

I'm planning getting a new MacBook Pro soon and I was thinking of paying for it monthly. Is there a requirement for doing this? For example, can I use credit with a credit card (not debit card) or do I have to use Apple Card?

ref

Financing and Credit - Apple

https://www.apple.com/apple-card/monthly-installments/