How do I see if I have an Apple Pay later account
I think I remember getting one but I can’t find the information
iPhone 12 Pro Max, iOS 17
Apple Pay Later is technically a loan. You have to apply for it through the Apple Wallet on your iPhone. You do not have one unless you applied and were approved earlier.
Please review the Apple Support article I’ve linked below.
Apply for an Apple Pay Later loan and make a purchase - Apple Support