Credit card verification loop

I can no longer download apps to my iPad due to an endless loop asking me to enter a valid credit card. This happens in iTunes and in the iPad's app store.

The credit cards I've used to purchase apps have $25,000+ limits and just worked two days ago in iTunes. I've used them just today for other minor purchases elsewhere.

I have tried 6 different credit cards with $20,000+ limits, with the correct addresses, security codes, and everything perfect. None are working now. Itunes loops and keeps saying "Your credit card was declined. Please enter valid credit card information."

This happens also when I try to set it up with two different VALID Paypal accounts.

I can't even download FREE apps now! What gives? I'm on the latest version of iTunes.

Windows 7

Posted on Aug 25, 2010 10:36 PM

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Question marked as Top-ranking reply

Posted on Sep 1, 2010 8:35 PM

You must email apple via the iTunes support website ... they will resolve it. There is little you can do outside the obvious on your own for most of these cases. Be patient.
Support originally recommended updating my user information which although didn't resolve my issue, it may be of help and just wise for others. That can be done here under the "Manage your account" link ... they told me to confirm and make certain all data was accurate here.
https://appleid.apple.com/cgi-bin/WebObjects/MyAppleId.woa/

This issues is in another thread as well for both Windows and Mac users ... http://discussions.apple.com/thread.jspa?threadID=2552101&start=50&tstart=0

Follow up:
After filling out a support ticket (form) via Apple's Support website ... In about 48 hours I received an email from Apple Support stating they were working on the problem and give it up to 24 hours to be resolved. Also to reply to the email if there was any further issue.
However ... they fixed it right off the bat and I can make purchase again.
Thank you Apple Support ... much appreciated.
(iTunes for Mac OSX)
79 replies

Aug 31, 2010 1:29 PM in response to topmike

I have the same problem. I have tried to use 3 debit cards (all with more than enough funds) and no go. I tried to pay in both my computers, and no go.
I reset my password to have one upper letter, one number, etcetera, and no go. I have erased my credit card info from the apple store and then re-entered it in apple store, and then in iTunes, and no go. This is a nightmare. There are 3 new shows in the store that I wanted to download for tonight but that is now , also, a no go ;(

I emailed support twice already, I hope they answer with a phone number where I can call so they can charge my card MANUALLY since the usual way does not work anymore. Really, in today's world, a company as large and profitable like theirs not having live, speaking, twittering, facebooking, or whatever customer support is getting to be ridiculous!

Aug 31, 2010 3:45 PM in response to mav88

So, my husband purchased a gift certificate for me. I redeemed it, and iTunes debited (charged) the amount I owed them. After the payment (that went on like a dream, smoothly and painlessly, of course), I have left $19 - all available to me on my account. So first thing, I try to buy my TV show. First, I go to my apple store account where I delete my card details. Then I log into iTunes, and they ask me to (surprise?!?!?) verify my card info. On the credit card info page (surprise again!@) a NONE button appeared, which I selected quite happily, hoping that no credit card + store credit of 19 dollars = me able to buy a TV show. WroNG! They still insist that my credit card is declined although

(1) I have no more credit card on the account.
(2) None button is selected
(3) I need no more credit card since I still have $19 dollars they OWE me now!!!

This is the epitome of stupidity and ridiculousness and whoever is programming/checking/verifying this stuff is clearly missing some very important years of study. There are literally thousands of people reading these threads and I CAN'T believe apple has NO ONE reading them and addressing them ASAP. This is not a new issue and no answers appear anywhere on these pages that make any sense. I have spent thousands of dollars on music and shows in the past 5 years and this is NOT how you treat people that bring you business unless you are a MONOPOLY with no competition who does not care about customers anymore. I will probably get rid of my iPhone now, and my plans to buy an iPad for my kitchen, and 3 apple TVs for my new TV system in the house will be canceled. I'll probably buy a kindle and start reading more. And buy music on plastic support. I simply had enough.

Aug 31, 2010 6:46 PM in response to blakeables

I'm the original poster of this.

UPDATE: I contacted iTunes people on 8/25/10. They assured me they knew what the "issue" was but that it would take 4-5 days for it to be fixed. They also stated that I would get an email "that you can reply to" to check on the progress of the fix.

It's now day 6. I have YET to receive ANY EMAIL from Apple and MUCH LESS a solution to this MOST ANNOYING PROBLEM!

The whole reason I got the iPad is to run apps. Duh. Just like anyone else. No one gets it to be a giant photo gallery player.

Now My $700 iPad is sitting on the shelf ALMOST with a for sale sign on it because I cannot use it for anything that I bought it for.

This is the STUPIDEST thing I've ever seen. I'm BEGGING the company to let me spend money, but I can't. What's worse, I can't even download free apps.

APPLE, are you listening to any of this?

I absolutely hate it when the koolaiders say of Apple, "it just works." Yeah, unless yours doesn't.

Aug 31, 2010 6:51 PM in response to Harto

Here's my form email I got from Apple earlier:
~~~

Thank you for contacting iTunes Store Customer Support. I am Mahesh here and I will guide you with the appropriate information regarding your concern.

I understand that whenever you are using your credit card it is not accepting and it goes to loop. I understand how frustrating this can be for you.

Finding a solution for you is important to me, so I have requested assistance with the issue you reported. You will receive an email after the matter has been investigated and further information is available.

Thank you for your patience. Apple wants your iTunes experience to be as enjoyable as possible.

Sincerely,

Mahesh
iTunes Customer Store Support

Please Note: I work from Friday to Tuesday, 11 A.M to 8 P.M (CST)

Thanking you for allowing me the opportunity to assist you. You may receive an AppleCare survey email: any feedback you provide would be greatly appreciated.

Aug 31, 2010 8:36 PM in response to Harto

I'm having the same issue! Just purchased an iPad tonight and was so excited to download some apps or books. Because of this silly loop and iTunes saying my account info is not correct (when it really is!!), I'm stuck with a $820 product that I can use to look at pics and surf the net (and that too is an issue--as I'm only getting one wifi bar (while my iPhone in the same room and location is at full strength on my wifi!).

Come on apple!! I used to have faith in you and in testing your products and services. Seeing how many are having issues with both this loop error and weak wifi on the iPad, it's making me doubt you! Not the way to keep loyal customers loyal,,,, 😟

Sep 1, 2010 7:10 AM in response to Jess Doll

I am having the same problem as everyone else here. @ Jess Doll: How were you able to talk to a tech person? I haven't been able to locate a phone number on the website. If you have a number, could you post here? I'm sure we would all be happy to give them a ring! Thanks!

This is sooo frustrating!!! I sent an email to iTunes support & got a long one back (in broken English) telling me to do everything I'd already done & that they are just trying to protect me from id theft. So I suppose they're protecting me from stealing my OWN identity.

Sep 1, 2010 10:26 PM in response to Harto

Same exact problem on the same day as Harto. Emailed support and got the same response. I too sent a nasty email - but nothing yet. Every post here I read was something I tried and nothing worked. The password "fix" was one of the support emails suggestions (didn't work). I too am using accounts and a PayPal account that are all valid yet still no luck (they worked on iTunes just the day prior to the issue and all work fine still today in any other store).

I ask when the so called "concerned team" will be getting back to me and my email seems to go into a black hole or I get the standard response again as seen in this forum.

I'll try to be patient but it isn't me that wants the apps, it is my son who just celebrated his 9th birthday that wants a new app for his iTouch (he bought it, I didn't) that doesn't have the patience and is now taken mine to nothing.

Listen to your customers Apple and fix your horrible software. Besides this issue, there is the normal lockup of the system, screen refresh issue, sloooooow updates and downloads (I have a very fast download speed - so the bottle neck is iTunes), poor excuse for a music manager (iTunes), and many more; so maybe open it up so your devices (which are **** good) can use outside software to support them. Don't do what you did before Apple and have your software side of things (by keeping it closed doors and limited to your clients) destroy your company once again.

Sep 13, 2010 8:45 AM in response to maddogmadek

Downloaded iTunes version 10. This did not fix the problem. Apple has not responded to my last 2 emails. There is no number that I can find to call them. If someone has the number please post the actual number you called!!! Please - I would looooooove to talk to someone about this!!! We are going on two weeks I have not been able to download anything. Absolutely ridiculous that a company as big & lucrative as Apple cannot provide a real customer service number. And their website has the audacity to state that "You may have to pay for customer service". Really??? I thought I did that when I BOUGHT YOUR PRODUCT!!!! Just completely unacceptable, imho.

Sep 13, 2010 9:11 AM in response to Harto

I've been having the same problem. You'd think that Apple would want to do some damage control by disclosing to everyone what the issue is--or at least giving everyone a warning that their system is down instead of telling everyone that their credit card has been declined. They must have had a major security breach of everyone's credit card data and now they're freezing that capability until they can secure their credit card processes and notify everyone that they've had a breach.

Sep 23, 2010 10:51 AM in response to Harto

I have a similarly annoying problem. iTunes keeps trying to tell me the verification code on my credit card is not correct. However, I use it find other places. What's more, it works fine on my computer and this problem only happens when I try to buy stuff on my iPod. Of course, customer service treats me like an idiot and tells me to try another card (still doesn't work), or check that everything is entered correctly. Hello?! It works fine on iTunes on my laptop, so if that doesn't prove that it's something wrong on THEIR end then I don't know what will.

I didn't buy my iPod, and I'm not going to go out of my way and jump backwards through loops to purchase things. Still I think they're frustrating and losing out on business because they don't want to fix stupid stuff like this and can't train their support to troubleshoot.

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Credit card verification loop

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