I have a M2 MacBook Air running the latest OS and I'm having a similar issue whereby Finder simply locks up and shows as 'Not Responding' under Force Quit Applications. Selecting restart for Finder doesn't help. All the icons disappear from the desktop and selecting About This Mac from the Apple dropdown fails to bring up the info box. Finder effectively ceases to function.
Restarting the MacBook results in the laptop simply hanging with a blank screen which I resolved by pressing the Power button until the laptop fully shut down. Restarting results in a laptop that the functions for a while but only until Finder crashes again.
Whilst welcoming your assistance and words of advice, I respectfully fail to see how entering Safe Mode is going to resolve an issue that is reoccurring.