Here is an update on the new iCloud terms and conditions.
I contacted Apple support and was instructed to update my system on the phone. There was no message to update to a new system until I was on the phone. I did as requested and updated to iOS 18.1. Honestly, I could not see that the update was going to solve the problem and I was correct.
The premonition of the update not being able to solve the problem was correct. I once again called Apple customer support and check the responses to this post in the community discussion. I informed the support person that it seems like many people are having the problem due to the responses.
She took some time to chat with technical personnel, then when she got back to me, she informed me that it is currently under investigation as there are a lot of people having the same problem of receiving the new terms and conditions in a language other than their native language.
She advised that I could just go through and accept the terms and conditions or I could wait for a corrected version of the new terms and conditions after the outcome of the investigation.
Hope that this helps some people.