I contacted support and got an answer in 24 hours that fixed my problem. E-mailing support does work!
Dear Dierdra,
Welcome to iTunes Store Customer Support. My name is Nagaraj.
I understand that you are unable to update your credit card on your iTunes Store account and getting error message as "Please contact iTunes Support to complete this transaction". I will surely help you with this issue.
Dierdra, the necessary adjustments have been made to your account which should allow you to purchase from the iTunes store again. Please try again in 30 minutes. If you are still unable to update your account information, let me know.
Have a great day!
Sincerely,
Nagaraj
iTunes Store Customer Support.
http://www.apple.com/support/itunes/ww/
Please Note: I work Monday, Tuesday, Wednesday, Friday and Saturday 07:00 AM - 04:00 PM CST
Thank you for allowing me the opportunity to assist you.