Thanks for your responses, Terence Devlin.
I don't know what version I had of iPhoto. I never updated it so it must be the original when I bought the computer in 2009.
When I imported pictures to iPhoto, they always appeared on the Photos screen with headings and text, so there was no need to make Albums.
However, I followed your directions for creating albums using command a and n. That worked easily. Thanks
I wish that I could just add headings and text to the photos as they appear on the Photos screen. Having to make albums in order to add text is additional action that must take up more space.
An odd thing about "Albums" is that some of them are empty even though I recall the photos that should be there. Strange.
Yes, I do have a "iPhoto Events" folder. These are arranged alphabetically, not chronologically.