Does Apple Pay protect both parties when purchasing items?

I am wondering if Apple Pay is secure when purchasing from someone? In case the person accepting payment does not follow through on their end, I want to know if I’ll be able to get my money back. I don’t know if Apple Pay has any policy regarding this kind of protection . Any help would be great!

iPhone X, iOS 11.2.6

Posted on Mar 5, 2018 3:37 PM

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Posted on Mar 5, 2018 3:46 PM

No. Apple Pay Cash is not meant for commercial transactions between individuals. It is not ebay. it is not paypal.


If the person you are buying from does not fulfill their end of the bargain, Apple will not get involved, and you will be on your own.


Consider Apple Pay Cash between individuals the same way you would consider a cash transaction. There's nobody overseeing the transaction outside of the 2 parties involved.


Apple's Terms and Conditions for using Apple Pay Cash.

https://applepaycash.greendot.com/termsconditions/

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Question marked as Top-ranking reply

Mar 5, 2018 3:46 PM in response to kloe33

No. Apple Pay Cash is not meant for commercial transactions between individuals. It is not ebay. it is not paypal.


If the person you are buying from does not fulfill their end of the bargain, Apple will not get involved, and you will be on your own.


Consider Apple Pay Cash between individuals the same way you would consider a cash transaction. There's nobody overseeing the transaction outside of the 2 parties involved.


Apple's Terms and Conditions for using Apple Pay Cash.

https://applepaycash.greendot.com/termsconditions/

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Does Apple Pay protect both parties when purchasing items?

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