Hey guys, FIXED!
Go to app store or iTunes, and purchase something as you normally would, only this time, when you’re prompted to verify your payment method and you’re directed to the payment options screen,
-CHOOSE NONE, THEN CLICK ”DONE”...this is apparently the part we were missing, don’t forget to click DONE AFTER NONE!
-Then, try to purchase again, you’ll be directed to the payment options screen again
-click on your Paypal account (NOT the check mark next to Paypal as a payment option!) which will be the current email you use for Paypal (this is listed separately after “None” in payment options)
-you’ll then be redirected to Paypal, when Paypal log-in appears, delete your auto-filled email address (or enter if not auto-filled) re-enter (or just enter) it + your PP password, and sign in.
At this point, you should be a-okay, your payment should go through as usual.
Whew! I was scared there for a minute...cut-off, for entire days, from spending all of my hard-earned money on iTunes items/products!
Good luck...it was def. frustrating