Let's bring this back on topic and I'll avoid the use of the word 'apologist'.
My assertion was that AppleCare+ does _not_ cover this. It is a pure cash grab because AppleCare+ does cover screen breakage and they are now making screens so that they are less likely to break (which was always a rare occurrence anyway) but are now nearly certain to scratch, but AppleCare+ does not cover scratches. So for those of us that do buy AppleCare+ for our phones, we have to pay both for AppleCare+ _and_ pay out of pocket for the screen replacement. This is just a cash grab by Apple.
I get from your statements that you have an idea that I don't use a screen protector. That is false. However my phone was scratched before I was even able to apply the screen protector.
For me and for many others, we want to have screens that are not super soft and susceptible to scratching. I have very old pre-gorilla glass phones that have screens with never a screen protector and only light scratching and my iPhone 11 got scratched in the first 24 hours with careful use and transportation in its original box. While you are entitled to be satisfied with your own iPhone, I am entitled to be dissatisfied with mine and have good cause.