Did you bother to read any of the posted links which explains why Apple and ALL other high end phone screens are now less prone to breaking after a drop, but can scratch more easily? The links are littered throughout this thread. The fact is a simple screen protector will protect your phone.
Case in point: My partner dropped his iPhone 11 last week. It had the Apple installed Belkin Screen protector on it. The screen protector shattered. The phone screen suffered absolutely NO damage whatsoever. We simply replaced the screen protector and there is no hint the phone was dropped on hard concrete. If you want to avoid getting more scratches, put a screen protector on your phone. Apple is not going to replace your screen for cosmetic issues.
About cases: There are some amazing cases which let your "designer phone" colors come through beautifully. I have one which has 9H Hardended glass (like a front screen protector) on the back of my iPhone 11 Pro Max. It didn't even cost $20 (Amazon has some amazing values in iPhone cases). See this photo:
