I'm right with you. I paid $1,800 for this laptop already. I didn't bother with Apple Care--I take care of my equipment and expect it to degrade like any other tech over time. Never had an issue with it or the MacBook Air I've had for five years before it (that thing runs great but I've also kept it on an older OS--and have zero plans of ever updating it again).
An update shouldn't kill a computer. Apple ought to be compiling the number of customers coming in with these issues and address it an equitable manner that doesn't alienate. Instead, reps are trained to say "this update goes to millions of computers and there's no problems with it." Well, surprise, there's problems. There were problems like this with Big Sur too.
I think to Apple, if it's a small enough percentage of overall users, they'd rather just ignore the issue, collect money where they can from customers who do opt to repair out of warranty and ultimately hope they just buy a new MacBook anyway. They have a corporate responsibility to create products that work and can function with the software THEY CREATE. Instead, it's about profits. That's all this is.
This aint Steve Jobs's Apple anymore. Rather than handing Apple another $572, I spent more than double that on a Lenovo. And that will end my relationship with Apple as far as computers go. It's not about the money. If they asked for $100, I'd have done the same. It's absolutely despicable to put the burden of repairs on the back of the customer when their own software is at fault.