Dear R8000 and WPeterG I'm immensely grateful for this solution that you can't even imagine how much! In the past when I've engaged Apple support via phone (I am entitled for Apple Care+ by the way) the Tier2 engineer which was troubleshooting with me, as the first level support agent super kind was not iCloud-skilled, was almost making me feeling guilty of not being a Mac-User simply because, according to his feedback to me, it was clear that the issue was caused by Windows10 limitations and because I was keeping myself into W10 instead of migrating to the newest W11 OS, at least... I was explaining to him that W10 OS has to be considered fully supported till at least 2024 according to my knowledge but... no changes into his mindset. - For more when we discovered that by creating a new user even in W10 it was visible that iCloud 14 was working fine, he mentioned to me that If I was a Mac user I would have had easy experience in switching everything (sw, configuration, settings, etc..) from UserProfile XY to newUserProfile XY, while in Windows he had no glue and no idea on how to do it easily -- so -- in the end, I've never implemented fully what he was pushing me to do.
Those time after such experience I was posting a polite but detailed resume of my issue and experience had with the above story but my post has been the same day removed by moderator because in my message I was including the link from where - by myself - I have been able to source the iCloud 7.x client installation package. Such internet link was probably braking the Apple Forum Support policy, my mistake, but they could have been keeping at least my thread and message which took to me hours to be composed politely and accurately detailed... but.. eh.. no... zero... nada :)
When I saw here the latest post by R8000 I've immediately jumped to the link and tested the proposed plan of actions because I was afraid that could have happened the same destiny also to such message
Guys, when I installed the iCloud 13.x version, I've briefly noticed that, during the deployment, it seems to me it add some useful C++ or java libraries (I can't recall now) and I believe that this minor step is the success key which makes iCloud 13.x successful to complete and open up properly later on. Last thing to add here, is that the very first time that I've run iCloud 13.x post installing it, I was again expecting to be offered and asked the OTP due to the MFA security logic behind.. but surprisingly no, I've never been asked for it. Neither later, when I've on my choice decided to upgrade immediately to iCloud 14.x and restart the pc as required.
Wish you all the best guys and hope that Apple will sort out soon and completely the issue with iCloud 14.x native package offered by Microsoft Store hub
Warm regards, Diego