My card can’t be added on my Apple Wallet

Since I got my new Iphone, this message pops up when I try to add my card to my apple wallet.

These cards are available to use in apple wallet, like i did whit my last Iphone. Please, may someone help me?


[Re-Titled by Moderator]

iPhone 14 Pro Max

Posted on Aug 11, 2023 1:18 PM

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Question marked as Top-ranking reply

Posted on Mar 1, 2024 7:30 AM

I’VE JUST SOLVED THIS FOR MY CARD. My mastercard expired and was renewed. The card didn’t automatically update in Apple Wallet and I had a notification to add new card details. When I tried (felt like several hundred times 😂) I had the “cannot add card” message. I spent the entire morning trying to sort it, reading posts like these with no luck. The I spoke to my card provider’s digital wallet team (who knew there was such a thing?) who solved it within 5 minutes. The problem (in my case) was that there were too many “devices” linked to my card so when I tried to put it onto Apple Wallet it was bounced. Turns out “devices” aren’t physical devices like phones and ipads but are “tokens” which are used by retailers when you input your card details and they make a request to the card provoder to keep your card details. Not every retailer you make transactions with counts as a “token” and there is no way of knowing which do and which don’t. My tokens included Amazon, Ocado, Trainline, Uber, Netflix but not Spotify, Waitrose, TfL so there’s no logic to it. You are only permitted 9 tokens in total and Apple Pay is one of them. The digital wallet team at my bank went through all my tokens with me and deleted those I no longer need. Now my mastercard is in my Apple Wallet 🥳. So if you have the same problem (clue is that other cards are accepted) try calling your bank’s digital wallet team and ask them to look at “tokens”. It worked for me - hope it works for you too. I only spent a few hours trying to sort it but nearly lost the will to live.

135 replies

May 18, 2024 3:12 PM in response to exarlos

I’ve been working on this issue for the past two years and finally found a solution to the matter.


After calling TD I spoke to this woman in the technical department and mentioned that she entered some notes in my account and needed to go to the bank so they review the notes they can reissue a new card. The banker explained to me that instead of simply changing my card, she needs to issue a new card and manually transfer all the data to the new card (still dont understand what that really means).


When she was doing the necessary changes, she realized there was a second card in my account (that TD randomly sent) which I never used so she thinks that might have caused a problem.


Long story short, now everything is working.

May 28, 2024 12:51 PM in response to exarlos

I had Apple and Fidelity on a 3-way call.


  1. Apple asked Fidelity to “reset the ApplePay token”.
  2. Fidelity said they don’t have any active ApplePay tokens on my account to reset.
  3. Apple asked if they could escalate this request to Visa.
  4. Fidelity talked with Visa who said they also don’t see a token to reset.
  5. Apple had to escalate to their leadership.
  6. Senior Advisor got on the phone and said the only thing they can do is “reset my Wallet & ApplePay”
  7. I reset all settings but with the stolen device protection on, there is a 1-hour delay. So she has to call me back. 😤


This is a 💩 show! Apple could do better for their customers to help them resolve this issue.


I’ll update if it actually gets resolved.


Feb 3, 2024 5:06 PM in response to mr-mughal

Mr-Mughal, u beautiful mfr, did someone ever tell you how amazing you are? Resetting the network settings seems to have been the fix for me after failing at every other attempt. If you see this message, I hope you have a wonderful day big dawg, and I truly mean that.

Feb 28, 2024 7:14 AM in response to Wingman77

As part of the account verification process Apple shares some information such as number of attempts to add the card over a specific period of time. Apple, banks and third party verifiers (such as Visa, MasterCard and others) don’t share what that time frame is. This is to help prevent and reduce fraud.


I believe two weeks since last attempt would be sufficient, but again that can vary.

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My card can’t be added on my Apple Wallet

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