My card can’t be added on my Apple Wallet

Since I got my new Iphone, this message pops up when I try to add my card to my apple wallet.

These cards are available to use in apple wallet, like i did whit my last Iphone. Please, may someone help me?


[Re-Titled by Moderator]

iPhone 14 Pro Max

Posted on Aug 11, 2023 1:18 PM

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Question marked as Top-ranking reply

Posted on Mar 1, 2024 7:30 AM

I’VE JUST SOLVED THIS FOR MY CARD. My mastercard expired and was renewed. The card didn’t automatically update in Apple Wallet and I had a notification to add new card details. When I tried (felt like several hundred times 😂) I had the “cannot add card” message. I spent the entire morning trying to sort it, reading posts like these with no luck. The I spoke to my card provider’s digital wallet team (who knew there was such a thing?) who solved it within 5 minutes. The problem (in my case) was that there were too many “devices” linked to my card so when I tried to put it onto Apple Wallet it was bounced. Turns out “devices” aren’t physical devices like phones and ipads but are “tokens” which are used by retailers when you input your card details and they make a request to the card provoder to keep your card details. Not every retailer you make transactions with counts as a “token” and there is no way of knowing which do and which don’t. My tokens included Amazon, Ocado, Trainline, Uber, Netflix but not Spotify, Waitrose, TfL so there’s no logic to it. You are only permitted 9 tokens in total and Apple Pay is one of them. The digital wallet team at my bank went through all my tokens with me and deleted those I no longer need. Now my mastercard is in my Apple Wallet 🥳. So if you have the same problem (clue is that other cards are accepted) try calling your bank’s digital wallet team and ask them to look at “tokens”. It worked for me - hope it works for you too. I only spent a few hours trying to sort it but nearly lost the will to live.

135 replies

Mar 1, 2024 8:27 AM in response to TheCliffordApple

For now what I know is Bank doesn’t have a department who specially handle Apple Pay and I don’t know. Is it just in my country? Which is Malaysia here but apple keep requesting me to call the PNO PAYMENT NETWORK OPERATOR AND THEY DON’T HAVE THE NUMBER EVEN SO I HAVE TO SEARCH ONE BY ONE OF COURSE I CALLED THE BANK THE BANK DOESN’T EVEN KNOW ABOUT THIS DEPARTMENT. I CALLED TO MASTERCARD. AND Walah they hand me back to my bank. So for people who are trying to call Visa or master. Don’t think about it. And I see some people say Apple Pay is working. Nope it’s not For everyone yet at least not for me yet my bank support Apple wallet this is not the first time I use Apple wallet I try all the troubleshooting from Apple and Bank try all the troubleshooting at their end also for people to take note regarding the token I believe if you receive the message saying card not added please contact card issue certain times it’s because of the token because last year my first Bank Card I have added to too many phones and I need to go to the bank to reset the token but this card which I’m referring to to this year have already reset the token for tons of time from the bank and I confirm it’s not the token

Mar 2, 2024 1:33 PM in response to exarlos

I’m having the same issue as everyone else with not being able to add my card to my apple wallet . I believe the issue is with Apple and this is why; I was successfully able to add the same cards to my friend’s Apple wallet with no problem.


I reached out to my card issuer (chase) and they too were unsuccessful with adding the card to my Apple wallet. I was told by the card issuer they received a message stating my Apple account has a FRAUD alert on it which is preventing them from adding my card to the wallet on there end.


I reached back out to Apple support and was told I don’t have any alerts on my Apple account. And the message the card issuer provided was untrue.


Can someone tell me if a Fraud alert on an Apple account is really a thing and how do I get this resolved?

Mar 24, 2024 7:50 AM in response to exarlos

Hello, has anyone found a working solution for this. Adding the cards works on my old iPhone SE but not on my iPhone 11 Pro Max. I tried updating to latest iOS, network resetting, adding the card from settings, and contacting my card issuer, but they don't know what to do and no other fixes work.


I also used to be able to add the card on my iPhone 11 Pro Max until it randomly stopped working.


Any fix?

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My card can’t be added on my Apple Wallet

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