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My card can’t be added on my Apple Wallet

Since I got my new Iphone, this message pops up when I try to add my card to my apple wallet.

These cards are available to use in apple wallet, like i did whit my last Iphone. Please, may someone help me?


[Re-Titled by Moderator]

iPhone 14 Pro Max

Posted on Aug 11, 2023 1:18 PM

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Question marked as Top-ranking reply

Posted on Jan 1, 2024 9:00 PM

I’m having the same issue. I can add cards to my watch but not my phone. Have you found a resolution? Apple blames the bank. The banks blame Apple.

135 replies

Mar 8, 2024 8:21 PM in response to exarlos

I managed to sort mine. If I go to the Apple wallet directly through the app, then go to add a new card (after having removed the old expired card), it was showing an option to add a “previous card”. When I went in there I clicked edit and deleted those cards, completely solving the problem and letting me add them no worries afterwards.

Mar 17, 2024 10:55 AM in response to exarlos

I’m just working this issue with Apple support. This maybe a work around, possible. I’m waiting for a call back….

Go into “All Watches”and click the “i” in the watch app.

Unpair Apple Watch

This removes all data. (Something gets stuck in there)Don’t worry you will get it back.

when it comes back you want no data. Thing will be blank when it all comes back.

Add the card on the watch like you normally add a card.

Unpair the watch again

when it comes back pick a backup file you’ll see. Look closely at the dates.

Select the second oldest if it’s a recent backup file.

have a look at the wallet it should be now be there. Hopefully.

It’s a long painful process…



Apr 2, 2024 9:27 AM in response to exarlos

I’m not certain but I’m pretty sure this is an issue with iOS version 17 because I am having the same problem and it only started after updating to iOS 17. Was able to add cards just fine before iOS 17 but now I’m having issues every time I add a new card. (this does not include adding a card through the banks app to my Apple wallet)

Apr 2, 2024 9:36 AM in response to lsebralla

If you can add it through the banks website or their app, it indicates the bank or Payment Network (Visa, MasterCard etc.) is having verification issues. Apple is not a bank and cannot verify your card. Only the issuing bank or a third party verification service (Payment Network or merchant services provider) and verify the card/account. When you add the card manually using Apple Wallet, the banks verification procedure changes. It’s the manual verification process that is failing and that’s basically your banks issue.


Try to get your issue escalated up the tiers of support at the bank and hopefully they can resolve the issue for you. The bank’s support team may need to contact the Payment Network or verification services provider. Consumers will have no luck trying to get support from Payment Network etc.

Apr 27, 2024 8:52 AM in response to exarlos

I encountered this problem a year ago with my debit card after getting a new iphone and couldn't fix the problem so gave up. Decided to work on problem again this week and called BofA (again). The agent sent me to the BofA mobile app, and then to click on "Manage Debit/Credit Card" from top menu. Turns out my debit card had never been verified/authenticated. Problem easily solved. Hope this helps someone.

My card can’t be added on my Apple Wallet

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