I went through all sorts of options with Support to jump through Apple's hoops. It all boils down to forcing the terms to appear so you can agree to them (multiple terms about the Apple ID, payment options, etc). I had a terrible time getting it all authenticated and verified for Podcast Connect and iTunes Connect for podcast needs. So here is my suggestion to those who can do it, specifically using a Mac.
Initially, after filling out the information on the appleid.apple.com site to set up and new Apple ID initially, I was oriented by support to get into Apple Music or the App Store on a Mac or iDevice in order to accept the terms. That is not as easy as it seems since my devices were already logged into via my personal Apple ID. These devices are centrally organized, so logging out of one service isn't so easy without logging out of everything.
So my "fix" that finally made it all go through and bring up all the terms to accept was to CREATE A NEW USER PROFILE ON MY MAC and then sign in with the new Apple ID, which forced the terms to come up and payment method to be confirmed and after that all flowed smoothly with iCloud, Podcast Connect and iTunes Connect.
Hopefully, this helps others in my situation. I had gone through 4 days of unsuccessful attempts and multiple support chats/calls/emails.