It's really not worth the wait.
Finally upgraded to Catalina as every macOS for years has been bug-ridden for months after release to have Photos stuck on "Gathering favourites" for over a day - imagine if I had more than ONE favourite photo!
I only switched to Mac seven years ago because Windows was truly awful, Photos and iCloud hasn't worked properly sine iPhoto was removed, there's no way any professional would use these "services" surely?
No wonder there's a huge market for external storage devices.
One can read a thousand times that Apple don't monitor the discussion sites and it's best to contact them.
Yeah, do that, see what changes.