Unfortunately, Apple, with all due respect, fails to respect the wishes of millions of users in macOS. Monterey's issue is to select and have their preferred "Login Screen Image", yet they allow changes to the desktop image.
This was also the case with BigSur; however, with BigSur there was a workaround that I located that worked. It does not work in Monterey.
The problem is that most users of Apple products have unique personalities and wish to have the flexibility to have their personalities visible, and the current login screen is a looser screen. It is more than a looser it is a constant irritant. Gosh! It is like it is the new COVID attack. How to get rid of it is a big concern.
I was thinking of purchasing one of the new laptops Apple has but the burden of continuing to have such an irritant login screen, would not disappear. Then to think of paying thousands of dollars to see the same login screen, is not acceptable.
If anyone really has a way to change things or has an influence with Apple, do so.