Same thing happened to me and now I have a nonfunctional phone, so this is a cautionary tale. I tried to update over wifi but it wouldn’t verify. I then backed up and updated over iTunes with no problem. Still no service. Tried everything listed on the Net to fix, short of a factory reset, no success. Spent 3 hours on the phone with Apple Support. They told me to do a factory reset. After that I couldn’t set up the phone. I could get as far as choosing a wifi network and then get a message “Unable to Activate, An update is required to activate your iPhone ”. Apple Support made me an appointment with Apple Genius. They couldn’t fix it either. “So sorry, these things happen sometimes, it’s out of warranty so we can’t do anything for you. We’ll sell you a new one, but, oh, since the phone is now no longer operational in any way, we can’t offer you a trade in on a new phone” . So Apple totally breaks my phone and can offer me nothing at all to recompense me for what they did. I’m posting this to let you know the kind of support you’ll get from Apple. If your phone has no cell service but everything else is fine, DO NOT FACTORY RESET IT, no matter what Apple experts tell you to do. There is another update coming out next week, IOS 15.4, wish I’d known that before I called Apple Support. Maybe downloading that will fix the No Service, who knows? Off to look at Androids.