"Most Li-ions charge to 4.20V/cell, and every reduction in peak charge voltage of 0.10V/cell is said to double the cycle life. For example, a lithium-ion cell charged to 4.20V/cell typically delivers 300–500 cycles. If charged to only 4.10V/cell, the life can
be prolonged to 600–1,000 cycles; 4.0V/cell should deliver 1,200–2,000 and 3.90V/cell should provide 2,400–4,000 cycles."
https://batteryuniversity.com/article/bu-808-how-to-prolong-lithium-based-batteries
If you do the research, you will find that only charging a Li-Ion battery to 80% and never letting it drop below 40% will double the life of most batteries.
Are you sure that your battery doesn't go above 80%? I don't have the docs from Apple in front of me but if I remember correctly, the laptop when left on and charging will charge to 80% until it thinks you are going to use it and then it charges the battery to 100%. That's from memory but I'm pretty sure correct. If you notice in the quote above, dropping the maximum cell voltage by 0.1 volts (1/10th of a volt) will double the number of cycles. There are numerous articles on extending the life of a lithium-ion battery by not fully charging it. If I get enough life out of my battery at 80% then why go to 100%?
I forget the name of the program but there is one that will stop charging when the battery hits a certain level. The only problem is that you can't let the computer go to sleep as once it is asleep it's not running and can't check the voltage. So you have to keep it from powering down.
It's one thing on my older laptops that I can change the battery easily but my 2021 16-inch MBP has to be torn apart as the battery is glued in and if I can avoid spending $250 for a battery and not have it gutted, it seems like a reasonable plan to me.
But the bottom line is that you can do whatever you want with your computer. After all it's your money. This is only my opinion.