Keep in mind that you are using your laptop plugged in 100% of the time and your experience may be different if you use it as a laptop and not a desktop. I would venture to say that your experience running off the battery may be different than having it plugged in all the time. Also, you've only had the MBP for a little over a month, and your experience may change over time for those of us who bought the unit when it was released.
There have been numerous people who've complained about this issue and it all started with one of the 12.x updates. While I don't think everyone experiences the issue, it would appear to be an issue for some. I don't know how my MBP fixed the problem as it stopped working and then started working. I don't think I did anything to fix it but can't swear to that. This may be a combination of what type of software you're running, etc. but I don't know that answer.
Personally, I'd like to have an Apple engineer explain exactly how the Optimized Charging works. You and I have had different opinions on how it works, and it would be nice if someone who knew the answer would respond. That would be better than us as users trying to read Apple's mind. If you read the battery preferences, it clearly says that the battery charges up till 80% and then when the MBP thinks you are going to use it, charges to 100%. That is pretty clear in my mind. Otherwise the Apple preferences is wrong? In your case with 100% AC it may not respond as a person who uses it on battery may experience. Since you're always on AC the MBP may keep your battery at 80% because it learns that you don't use the battery which is different for people who carry their laptop around.

