iPhone 15 Pro Max Apple Pay not working

Difficult to say. In my case it first seemed to be a software issue, since the problem occured with iOS 17.1. I called the helpline yesterday and they recommended to put the phone into recovery mode and do an update with iTunes. It was said, the problem is known. After doing all the recommended steps, I still have the issue though. However, it doesn't seem to be a systematic error, otherwise there would be a large echo in the media (besides the NFC issue linked to BMW). In any case, it is a new phone - not even 4 weeks old - it was expensive and Apple Pay for me is a key function, which I frequently use. Currently, I can only use it once in a while, which to be honest is not acceptable when buying such an expensive phone. But I'm sure Apple will find a solution, i.e. fixing it soon with Software Update, repairing it or replacing the phone with a new one.

Same problem. Talked to what seemed like everyone at US Bank, they said they couldn’t figure out why I couldn’t add my US Bank card to my iPhone wallet. (Although my wife could add it to her iPhone wallet) I used US Bank app to change my PIN number on my card and then tried to add it from the app. BANG! It worked! I can now add my bank card to my apple wallet.

I am getting a replacement also from AT&T.They tried few things in Apple Store but did not help

All diagnostic came up fine for my device so the VPN is the last try according to them.

I’ve an iPhone 15 Pro Max and no issue. Used it yesterday for several purchases and no issues. If it were actually systemic, there would be thousands and thousands of posts here.

If it was working previously, it could be the update, in your case. What troubleshooting steps have you done in attempting to resolve the issue?

I got my new iPhone 15 pro max today it won’t let me add the card it just say invalid details check information an try again Iv contacted my bank they said everything as should there end Iv tried logging out an back in don’t no what else to do

Mine worked two days no issue with apple pay or wallet, until it suddenly stop working.

That's after I wireless charged my phone on my BMW, I don't know how much it can be related, but apparently, some type of wireless charging might fry the new iphone 15 NFC chip. But somehow no impact for my iphone 12 pro.

I got by mistake 2 iPhone 15Pro, I started using one and everything was good. Suddenly the apple pay stop working, it was telling me the cards were being updated, then stopped working completely, on all 10 cards I have loaded it says "This card cannot be used". I haven't return the second phone I got, so I went and returned the one it wasn't working. I still haven't delete the info on my 14 pro so I copied everything on my other 15pro, everything was fine and suddenly the same happened exactly. I have a new BMW and it seems like this happened while I was connecting my phone on the car. Then my wife's 15Pro Max started having the same issue. Everything works fine, except the apple pay. And cannot listed to the phone on the BMW.

Just had the same problem with my iPhone 15 Pro Max. Tried using apple pay and said all cards were unavailable. Attempted to do a hard reset and then the phone went into restore data mode for about 10-20 minutes. After rebooting, the cards were marked as "unavailable." Removed the cards and cannot add them back since every time I hit the plus sign it says "Apple Pay Not Available." Attempted to reset settings and now it's been stuck at the Apple logo for about 30 minutes.

I’m currently on hold with AppleCare; they’ve gone through the diagnostics and can’t find a problem…just trying to sort out a replacement as I’m within 14 days but they’ve suggested to return the phone and THEN they’ll send a replacement so I’m trying to find another solution!

in my case of NFC diagnostics were ok both remotely and in real time at apple store. So no issues apparently both in software and hardware looking at diagnostics. When also the Genius tried to pay via Apple pay he did not manage to use it (a dozen of tests in front of me after all my tests). I tried all the resetting and restoring upon Apple support requeat after they launched the diagnostic.

Same issues here, pro max with iOS 17.1 upgrades from working iPhone 11 Pro.

deleted cards, signed out of iCloud, restarted phone, signed back into iCloud , and re-added cards, still doesn’t work.

Yes they do the diagnostic at apple center, put they suggested to repair the phone, I refuse it.

I want to change the phone.

They said the NFC module was working correctly?