ApplePay stopped working on my iPhone 15 at some point around November 2 (that’s the last transaction I see). I don’t know what is version I had, but I always stay as up to date as I can be. I tried several vendors and none of them worked. I called Apple support and after an hour of diagnosing things they said they couldn’t find a problem. They requested I call them next time it doesn’t work, eg from the cafe. However, I’ve decided that I don’t have more time for this problem if it’s not me and when I can just whip out my physical credit card and pay almost as easily as with my phone.
I was able to complete 2 transactions in the last week but then another attempt yesterday failed.😞
It's been two months now… I hope they figure it out soonish because I liked it while it worked!