After update, Apple Pay says my card is expiring, but it is not

Why did the new update make Apple think my Apple Pay acct think my card is expired ? It won’t expire for two years, and now I can’t use Apple Pay for anything.

iPhone 7, iOS 14

Posted on Dec 29, 2023 4:10 AM

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Question marked as Top-ranking reply

Posted on Jan 4, 2024 5:23 PM

The problem is Apple Pay/Wallet lost the last 2-digits of our expiration dates. It’s only reading the “20xx” and lost the last 2-digits.


Unfortunately this iOS will not let you edit the card info, EVEN if your card number has not changed (like if you got the new one in mail with simply a new exp date!!!).


SOOOOO, you have to DELETE the card then add it back in using the “MM/YYYY” format and it then works!

118 replies

Jan 2, 2024 12:29 AM in response to Tashaskye

I updated to 17.1.2 days ago and it was after that my card did this. I had to add another card temporarily so I could delete my original and re-add. All that has got me is the expired card message gone. Now my facial recognition/double click in iTunes/App store no longer works. I’ve done all the cycling of settings, reset my facial settings, forced reset phone multiple times and nothing.

I’ve re-jumped through the hoops with support’s direction to no avail. Just updated to 17.2.1 and still nothing. They’re supposed to actually call me now tomorrow 1-2-24. 🤞🏼

Jan 3, 2024 3:08 PM in response to Tashaskye

I deleted my card and added it back using the 4-digit year to no avail. I selected PayPal instead, and it worked right away. Super frustrating, as that's just one more hoop for the transaction to be completed. Apple should really be communicating with people about this in some way other than the spammy-looking emails they've sent out (that don't solve the problem anyway)

Jan 3, 2024 12:31 AM in response to Tashaskye

I have a variation on the problem. Received notification today saying my card has expired and apple can't charge me for icloud.

The card has not expired and the warning that appears in Payment and Delivery does not appear in wallet and apple pay for the same card though....

I cannot edit the presumably expired card in Payment and Delivery or even see the expiry date on it

It looks like I am able to add the same card as a new payment method but it does not appear to be linked to my bank - just shows with a generic icon

Can't see if this has worked and card has been charged

Updating this note that have just validated that my apple pay continues to work and apple is quite happy to accept my payment in Itunes using the same card that it insist has expired for accounts and subscriptions

Jan 17, 2024 11:35 AM in response to Tashaskye

I’ve been dealing with this and I use Apple Pay for my business. Says it’s expired, but it doesn’t expire for 3 more years.


I can’t edit the card.


I can’t delete it bc there are subscriptions associated with it.


I cancelled my subscriptions, but have to wait until they run out. I paid for one subscription for a full year so it won’t run out until June.


Apple hasn’t helped.



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After update, Apple Pay says my card is expiring, but it is not

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